FRACTURE ESTIMATED NUMBER OF WEEKS TO RECOVERY PRIMARY PLAN BASE PLAN
Depressed Skull 24 weeks $6,000.00 $12,000.00
Spine(one or more Vertebrae) 12 weeks $3,000.00 $6,000.00
Jawbone 8 weeks $2,000.00 $4,000.00
Pelvis 8 weeks $2,000.00 $4,000.00
Upper leg 8 weeks $2,000.00 $4,000.00
Knee cap 7 weeks $1,750.00 $3,500.00
Shoulder blade 6 weeks $1,500.00 $3,000.00
Wrist(small bones) 6 weeks $1,500.00 $3,000.00
Lower leg 6 weeks $1,500.00 $3,000.00
Ankle(small bones) 6 weeks $1,500.00 $3,000.00
Forearm 5 weeks $1,250.00 $2,500.00
Sternum 4 weeks $1,000.00 $2,000.00
Sacrum/coccyx 4 weeks $1,000.00 $2,000.00
Upper arm(elbow-shoulder) 4 weeks $1,000.00 $2,000.00
Collar bone 3 weeks $750.00 $1,500.00
Nose 3 weeks $750.00 $1,500.00
Two or more ribs 2 weeks $500.00 $1,000.00
Hand 2 weeks $500.00 $1,000.00
Foot 2 weeks $500.00 $1,000.00
One rib 2 weeks $375.00 $750.00
Any bone not specified 1 weeks $250.00 $500.00
 
NOTE:
  • the first eligible claim will be paid in the amounts listed above. Any subsequent fracture of the same bone in the same place, will be reduced by 50%.
  • No more than one (the largest) Fracture benefit shall be paid with respect to all injuries resulting from the same Accident.
  • Up to $6,000 for Primary Plan and $12,000 for Base Plan.
KEY DEFINITIONS
An Accident means a sudden, unforeseen, fortuitous event.
A "Fracture" means an unequivocal radiological evidence of a break or rupture involving the complete cross-section of the bone. If equivocal, the diagnosis of fracture must be confirmed by the treating Physician.

EXCLUSIONS

This is a brief overview of the Benefits, providing some key definitions, exclusions and limitations only. A complete policy booklet will be issued once coverage is purchased, and we suggest you review for details on all policy provisions when received.