Final Expense

Final Expense Coverage

Getting Life Insurance doesn't get any easier than this!

Final Expense is perfect for covering the cost of final or funeral expenses in the event of your death. You don't want to leave your loved ones the financial burden of unforeseen expenses.

Final Expense Tier 1:

Available for ages 18 to 85, coverage to age 100

Benefits from $5,000 - $25,000

Your Acceptance is Guaranteed! No medical exam or health questions asked!

Four times the benefit will be paid if your death is due to an accident (less any Living Benefits already paid).
Living Benefit: If you are diagnosed with a terminal illness with a prognosis of death within twelve months, you will be paid 50% of the Final Expense Coverage in force provided insurance has been in force for at least 2 full years at the time of diagnosis.
Benefits are not payable if death is caused by either suicide or a non-accidental death within 2 years of the effective date or latest reinstatement date of coverage.
If Tier 2 is not purchased, return of premium only for non-accidental death occuring in the first 2 years.  
Final Expense Tier 2:
Available for ages 18 to 69, coverage to age 75
Benefits: $25,000 (only available with $25,000 Tier 1 Final Expense)

Additional Life Insurance if qualifying questions are satisfied. 4 times the benefit if dealth is accidental (less any Living Benefits already paid). Living benefit of 50%.