Lifestyle Protection Enhancer
Issue ages 18 - 64, coverage to age 65
$300,000 lump sum tax free benefit paid to the insured after 60 months of Total Disability due to injury, under the Loss of Income Policy 
If, after sixty (60) months of Total Disability due to injury, the Insured Person continues to be Totally Disabled and is receiving Total Disability benefits under the EDGE Policy, the Insurer will pay the Lifestyle Protection Enhancer amount under this Policy, but not to exceed the maximum amount shown on the Schedule of Benefits.
Waiver of premium: Included (after 30 days of total disability, and when loss of income benefits become payable).