Permanent Total Disability
Issue ages 18 - 64
$300,000 lump sum tax free benefit paid to the insured after 24 continuous months of Total Disability due to injury, under the Loss of Income Policy with a 2 year benefit period.
If, after twenty-four (24) continuous months of Total Disability due to injury, the Insured Person continues to be Totally Disabled and is receiving Total Disability benefits under the EDGE Policy, and is unable to perform two (2) of the six (6) Activities of Daily Living, the Insurer will pay the Permanent Total Disability amount under this Policy, but not to exceed the maximum amount shown on the Schedule of Benefits.
Waiver of premium: Included (after 30 days of total disability, and when loss of income benefits become payable).