Please be advised that we will be performing system maintenance at 5:00pm ET on Friday, May 3rd until 9:00am ET on Monday, May 6th. Some systems and services may be unavailable during this time. Thank you for your patience.
Let’s make this simple.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
What’s next?
One of our associates will be back in touch with you within 1-2 business days.
To speak with someone immediately, connect with our Customer Service Department.
The EDGE proudly supports the financial independence of over 60,000 working Canadians, having paid over $200 million in compensation in the past 15 years alone. We take great pride in making insurance simple to qualify for, easy to buy, and stress-free to use. Hear what some clients have to say about their experiences working with us, and see first-hand how their trust in EDGE provided more than just a safety net during unfortunate circumstances.
Real claims.
Supporting clients when they need it most.
Choose a benefit period that provides career-long income protection
What happened?
A 51-year-old general contractor fell on the job, resulting in permanent paralysis.
Benefit Plan
EDGE Income Replacement Benefits
Outcome
This client’s WCB coverage had lapsed, so his EDGE 24-hour injury policy provided much-needed income replacement and accident medical treatment benefits. Although he was grateful to receive the maximum benefit under his plan, he ultimately wished he had purchased a longer benefit period that would have provided a stable income until his 70th birthday.
Maximize income replacement by coordinating coverage with workplace compensation benefits
What happened?
A 59-year-old sole proprietor truck driver slipped and fell off his truck, suffering a clavicle and skull fracture that rendered him unable to work for over five years.
Benefit Plan
EDGE Income Replacement Benefits, EDGE Business Overhead Expense Benefits
Outcome
In this case, by coordinating workplace compensation and private benefits, this client received income replacement greater than his Qualifying Insurable Monthly Earnings, providing the highest amount of income replacement possible. He also received maximum benefit from his business overhead expense reimbursement claim, allowing him to focus on recovery without personal or professional financial hardship.
EDGE Loss of Income plans provide more than just income replacement while you’re disabled
What happened?
A 39-year-young realtor broke both legs in a dirt biking accident, requiring physiotherapy and the use of multiple medical aids to facilitate recovery.
Benefit Plan
EDGE Income Replacement Benefits, EDGE Fracture Accident Benefits
Outcome
This young client was able to get back on his feet – pun intended – in just a few months, thanks to the immediate income replacement and accident medical treatment benefits provided by his EDGE Income Replacement policy. Without hesitation, he started aggressive physiotherapy immediately, received the care and medical assistance needed to aid rapid recovery, and received an additional lump sum payout from his Fracture benefits.
Injury and Illness Income Protection provide most comprehensive disability coverage
What happened?
A 36-year-young RMT tore a tendon in her wrist playing volleyball, resulting in a 2-year period alternating between partial and total disability. Three days after returning to work full-time, she was diagnosed with life-threatening breast cancer.
Benefit Plan
EDGE Income Replacement Benefits
Outcome
Through separate Injury and Illness disability claims, this EDGE client was able to maintain a source of income over the course of her multiple disabilities, keep her business active, and receive the necessary treatment without financial setback.